Down Payment Assistance: CalHFA MyHome
Price Reduction Vs Seller Credits
Seller credits can have a bigger impact on buyers than price reductions. It is a great alternative to lowering the list price of your home.
What Realtors Should Expect From A Lender
Realtors should have high expectations from the lenders they work with.
Qualifying for a Mortgage: What Matters?
Springtime Listings
Springtime has the most home listings for sale. Be prepared.
Appraisal vs Inspection
A California buyer’s guide to appraisal versus inspection, including purpose, scope, timing, contingencies, low values, repair conditions, and specialty inspections.
Discount Points or Rate Buydown
When to pay for a lower interest rate.
Closing Costs
Closing costs are fees when you buy or refinance a home.
Brokers Vs Banks
Banks Vs Brokers - Which is best?
Co-Borrowers & Gift Funds
Credit Score Tips
How to get a lower interest rate with a higher credit score.
Buy a Home with your 401k & IRA
A 401k and IRA can be used to buy a home tax penalty free.
Buying a Home in Retirement
Retirement can help you buy a home not hurt your ability to buy.
Business Owners & Bank Statement Loans
Business owners and the self-employed have more options for mortgages.
Mobile Home Vs Manufactured Home
A California buyer’s guide to mobile and manufactured homes, HUD labels, land ownership, space rent, foundations, appraisals, insurance, and financing.
Buy Before You Sell
Buying before you sell is possible. Take the stress out of moving homes.
Beware of Credit Repair Services
Credit Repair Companies can do more harm than good. Talk to a mortgage lender first.
California Homeowners Insurance - Big Win
Getting homeowners insurance in California sees positive development. Insurance options will expand as battle between regulators and insurers dies down.
Tax Filing and Buying a Home
Business owners have lots of mortgage options. Tax season is the perfect time to explore their home purchase options.
