Central Coast Mortgage Options

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Family unpacking moving boxes in their new home.

Purchasing

Know what home prices you qualify for and what payments to expect as a homeowner.

PRE-APPROVAL
Refinance to use your home equity.

Refinancing

Lower your monthly payments o r tap into your home’s equity.

APPLY

Home loans don’t have to be complicated.

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Mortgage Articles

Temporary rate buydowns make payments lower when rates are high.

Temporary Rate Buydowns

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Two side-by-side photos of an interior room showing the before and after of renovation. The left shows an unfinished wall with peeling paint, exposed brick, and construction tools on the floor. The right shows the same room completed with fresh white walls, a clean wooden floor, and a window letting in natural light.

ARV HELOC

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A small, worn ceramic piggy bank with a slot on its back, surrounded by scattered pennies and nickels on a tan surface.

$0 Down Purchase with Down Payment Assistance

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Accessory dwelling unit (ADU) financing in California.

ADU Fi nancing

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Find the best loan for you.

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Serving SLO County and the rest of California

Morro Bay • Los Osos • San Luis Obispo • Arroyo Grande • Pismo • Paso Robles • Atascadero • Templeton • Cambria • Cayucos • Nipomo • Santa Maria • Los Olivos • Solvang • Santa Barbara • South Lake Tahoe

Morro Bay • Los Osos • San Luis Obispo • Arroyo Grande • Pismo • Paso Robles • Atascadero • Templeton • Cambria • Cayucos • Nipomo • Santa Maria • Los Olivos • Solvang • Santa Barbara • South Lake Tahoe