Meet Sean Mertens, Mortgage Lender
Background
As native to the Central Coast, Sean has a deep understanding and appreciation of the area. Once you live here its hard to leave, and few are lucky enough to call it home their whole life. Sean grew up in Cambria, went to college in SLO, and settled into his home in Morro Bay. During those decades he’s prided himself on treating every client like its a friend or neighbor.
Mortgage Guidance Without the Guesswork
Getting a mortgage can bring up a lot of questions. Sean explains the options in plain language so you can understand the costs, tradeoffs and next steps before making a decision.
Clear explanationsUnderstand how available loan programs, rates, fees and estimated monthly payments compare.
Direct communicationCall or text Sean when questions come up during the mortgage process.
Guidance for your goalsReview purchase or refinance options based on the details of your situation.
Cal Poly SLO
Business Administration Concentrating in Finance Cum Laude
Brokerage
Using the latest technology we streamline the loan process to keep you and your realtors up to date. Securely uploading documentation for underwriting is easy. Options for every loan type and every individuals situation that out compete other lenders offer.
Clear, personal mortgage guidance for homebuyers and homeowners throughout San Luis Obispo County.
Call Sean: (805) 540-9909How Sean Can Help
Whether you are buying a home or reviewing your current mortgage, Sean can help you understand your financing options and choose a practical next step.
Home Purchase Guidance
Explore loan options, estimated monthly payments and the funds you may need at closing. Sean can also explain what to expect before and during mortgage preapproval.
Refinance Guidance
Review your current mortgage alongside possible refinance scenarios, including estimated payment changes, costs and break-even timing, so you can decide whether refinancing makes sense for your goals.